phone

“Just put your phone down” is not helpful advice. We’re not dealing with a bad habit. We’re dealing with something engineered to hook us. 

We all know we should be budgeting and keeping track of our everyday expenses, but who really does it? And who has the time? With the new financial year upon us, it’s as good a time as any to start tracking your spending and uncover exactly where your monthly pay cheque disappears to.