Money

Financial advice is not about “products” or “retirement strategies”.

The chances are you’re reading this post with a fuzzy head if you indulged in Melbourne Cup–a-rama yesterday.

Women and men share some different attitudes and behaviours when it comes to debt and savings.

Yesterday, I met a TV journalist, socially.

While you’re reading this I’ll be in Africa at the Holding Hands Children’s Home, up to my elbows in paint, mud and children’s laughter.

We read all the time about the increasing expense of bringing up children, and there is a growing trend toward producing offspring later in life, when we are more financially stable.

One of the hardest things for us to get our head around when we’re young and just beginning our careers is that we need to think about superannuation and retirement.

Building wealth is fundamentally quite simple.

The party’s over.

Pay only 15% tax on a bigger chunk of your salary Take a look at your super; if you’re getting by on the minimum employer contribution of 9%, why not salary sacrifice an extra 3% and take it up to 12%? Salary sacrifice is simply squirreling a chunk of salary into your tax advantaged super bucket before income tax is calculated.

Coming into a new year, many of us have set resolutions, goals, plans and made commitments regarding a number of things, invariably including money in some way (hopefully).

I was doing an interview recently for a major publication when they asked me why I thought women weren’t able to get ahead financially.